Stellar Lumens (XLM) is a crypto platform that’s designed to enable the fast and secure transfer of money at low cost. It is intended for individuals as well as for enterprise users such as banks. Stellar Lumens makes it possible to send money across borders and facilitates low-cost payments between currencies in a manner that has some similarities to Ripple. Transactions that are sent via the Stellar network take an average of 2-5 seconds to clear. Lumes (XLM) is the digital currency that the Stellar network uses. Stellar Lumens launched in 2014 before undergoing a major upgrade in 2015. 100 billion lumens were created. The base fee for sending a transaction on the Stellar network currently stands at 0.0001 XLM. These fees are collected and then redistributed by being added to the inflation pool. Each year, the number of lumens on the network increases by 1%.
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