Ripple XRP not saving Western Union Money? Hikmet Ersek, JP Morgan Patent, リップル

Since Western Union began testing a cryptocurrency from Ripple called XRP for payments six months ago, the money transfer company has yet to see a financial benefit.
http://fortune.com/2018/06/13/ripple-xrp-cryptocurrency-western-union/

Why Western Union’s CEO doesn’t see bitcoin a fast track to overtaking dollars, euros.
https://www.marketwatch.com/story/why-western-unions-ceo-doesnt-see-bitcoin-a-fast-track-to-overtaking-dollars-euros-2018-06-13

JP Morgan and Ripple Rumor
https://theicojournal.com/rumor-jp-morgan-and-ripple-in-early-discussions/

The Real Value of Real-Time Payments
End-to-end simplification solves for longstanding workarounds
https://www.jpmorgan.com/country/US/EN/cib/treasury-services/real-value-real-time-payments

JP Morgan Chase Patent
http://appft.uspto.gov/netacgi/nph-Parser?Sect1=PTO2&Sect2=HITOFF&u=%2Fnetahtml%2FPTO%2Fsearch-adv.html&r=1&p=1&f=G&l=50&d=PG01&S1=20180121911.PGNR.&OS=dn/20180121911&RS=DN/20180121911

Sentiment Tool
https://www.csc2.ncsu.edu/faculty/healey/tweet_viz/tweet_app/