Stablecoins a threat to Ripple xRapid or XRP?

StableCoins what is a StableCoin? Why use a StableCoin? Is the StableCoin a threat to Ripple, xRapid and XRP? Is the StableCoin the best solution to replace FIAT Currency? Can StableCoin be embraced by the market as a payment option? There is an open ended question that doesn’t seem to have a true answer – what keeps the StableCoin pegged to the FIAT currency in light of fluctuations and changes in the market and market sentiment?

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Watch additional episodes of Introduction to Cryptocurrency:
Part 1: Getting to know Cryptocurrency – https://youtu.be/RY2hJ2es4J0
Part 2: The Exchange https://youtu.be/pjATPU3oZt0
Part 3: The Exchange and your wallet https://youtu.be/uxHiemJrNeU
Part 4: How to secure your Crypto https://youtu.be/3jZRCSnoDP8