An Honest Discussion – Will Banks Use Ripple's XRP Token

An Honest Discussion – Will Banks Use Ripple's XRP Token

An Honest Discussion – Will Banks Use Ripple’s XRP Token
Today I am joined by Ripple & XRP enthusiast Sam from To The Lifeboats Youtube channel. He has worked in IT & followed Ripple & XRP closely for a while now. We discuss whether banks will use xRapid, xCurrent, XRP & other services offered by Ripple.
#Ripple #XRP #Cryptocurrency

0:00 Background
5:15 Ripple vs XRP
8:15 xRapid & xCurrent
14:25 Centralised vs Decentralised
18:10 Bank Coins, Stablecoins & Libra
21:10 Competition From Other Cryptocurrencies
23:50 Payment Network vs Settlement Layer
26:50 Regulation & KYC
29:45 Volume & Liquidity & Net Demand
35:25 XRP vs Lightning Network
38:50 Can Ripple Pivot?
41:28 MoneyGram & Pay To Play?
43:55 Western Union Failed Trial
48:20 Retail HODLers
51:20 Volatility
54:25 Bitcoin Scaling & Defi vs Ripple
58:10 Implementing Privacy

Sam: youtube.com/tothelifeboats

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