I have been told Ripple has finalized a deal to purchase R3. R3 has been unable to finalize their smart contract applications for practical use. The first major use-case for this will be the Insurance Industry where the most likely partner is Willis the 3rd Largest Insurance Broker in the World.
Are Blockchain and Smart Contracts the Future of Insurance?
“Blockchain has so many use cases for insurance. The most practical one for me is a smart contract. Looking at the ecosystem, if all parties can view the same information from a contract, in real time, the whole claims process will be simplified. This would be for almost all lines of insurance,”
https://www.verypossible.com/blog/are-blockchain-and-smart-contracts-the-future-of-insurance
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