Is Ripple XRP A Threat To The Banks?

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PLEASE NOTE:

I AM NOT A FINANCIAL ADVISOR. THIS VIDEO REFLECTS MY OPINION ONLY. IT IS NOT TO BE CONSIDERED FINANCIAL ADVICE. PLEASE DO YOUR OWN RESEARCH BEFORE INVESTING YOUR MONEY.

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Resources:
Ripple Danny Aranda Speaks On XRP Future And Full Breakdown On Moneygram Partnership.
https://www.youtube.com/watch?v=EvA4axfiX1k&feature=youtu.be

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