The Rise of Digital Money, IMF July 2019
https://www.imf.org/en/Publications/fintech-notes/Issues/2019/07/12/The-Rise-of-Digital-Money-47097
Bank of America Files Patent for Settlement System Citing Ripple
6691
https://patents.google.com/patent/US20190172059A1/en?oq=US2019%2f0172059+AI
SBI Press Release and Announcments
http://www.sbigroup.co.jp/news/2019/07.html
Fun Video of Inventor from Japan
https://youtu.be/AnjSjJOEfSc
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